OWNER OFFERING ASSUMABLE VA LOAN @ 2.75% FOR REMAINING PORTION OF MORTGAGE (BUYER DOES NOT NEED TO BE A VETERAN)!! Welcome to the stunning DR Horton Hadley Model located in the highly sought-after Harbor Pines community! This 4-bedroom, 3-bathroom home offers a spacious and functional layout with modern touches throughout. From the moment you step into the foyer, you\'re greeted by a versatile office/flex room—ideal for working from home or additional living space. The Eat-In Chef’s Kitchen features a large center island, quartz countertops, stainless steel appliances, pantry, and opens seamlessly to the casual dining and living areas, creating the perfect setting for everyday living and entertaining. A private first-floor bedroom and full bath, tucked off the living room, make a perfect guest suite or in-law option. Upstairs, an expansive loft offers additional living space, along with three generously sized bedrooms, including a luxurious primary suite complete with a massive walk-in closet and spa-like bathroom. Convenience continues with a second-floor laundry room. Enjoy the outdoors on your large Trex deck with a gazebo & hot tub overlooking a huge fenced-in yard—perfect for entertaining, play, or future in-ground pool. The partially finished basement includes a workshop and extra storage space. Located in one of the area\'s most desirable communities, ideal for walking and bike riding. Just minutes from restaurants (walking distance to The Roost @ Harbor Pines), shopping, golf, and beaches. This is the home you’ve been waiting for! Remaining new construction home warranty transfers to new owner!